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Life Insurance

In Colorado, more than 10 percent of the population is over 65.

If you live in, or plan to retire to our beautiful part of the country, make sure Colorado life insurance is not something you have to worry about. By purchasing Colorado life insurance you’ll be better prepared to provide for your family, even in dire circumstances. Life insurance benefits can be used for a variety of applications, including funeral costs, replacement earnings for lost wages, or even education benefits for children.

Here at Henderson Insurance Agency, we offer two types of life insurance – whole and term life insurance. Individuals and families considering these options should know that there are benefits and drawbacks to each type of policy, so it is important to weigh your options and speak to an insurance professional about your needs prior to purchasing Colorado life insurance.

Whole life insurance provides insurance for, as the name implies, the entire life of the policy holder. This means that, while you pay more for the policy, it is guaranteed to never expire.

With term life insurance, policy holders are guaranteed a life insurance payout if the death of the policy holder occurs within the term specified in the policy. Because the payout is not guaranteed, though, this policy tends to be a cheaper option than whole life coverage.

If you have any questions or would like to speak to someone about Colorado life insurance please feel free to speak with a Henderson Insurance Agency representative. We are always available, and are looking forward to doing everything we can to earn your business.

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